Monthly Archives: December 2012

Why I’m Looking for a New Bank

On December 18, 2012 Mr. Paul Downs of the New York Times wrote an interesting article about how small business owners are often forced to change bank relationships after being a loyal customer for many years. How many of you have had a similar experience?

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Forbes: The Most Important Stories of 2012





  • President Obama Is Reelected
  • Hurricane Sandy Hits New Jersey
  • The Internet Goes Dark Against SOPA
  • Second Presidential Debate
  • Vice Presidential Debate
  • Grammy Awards
  • First Presidential Debate
  • 2012 Olympic Games – Opening Ceremony
  • 2012 Olympic Games – Closing Ceremony
  • Academy Awards
  • Apple Introduces iPhone 5
  • Third Presidential Debate
  • Tragedy At Sandy Hook Elementary
  • ‘The Hunger Games’ Premieres
  • Neil Armstrong Passes Away

Read the Forbes article

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The Wall Street Journal’s 10 most read articles of 2012




  1. Facebook Sets Historic IPO
  2. Next iPhone to Slim Down
  3. An Apple Exit Over Maps
  4. Facebook’s IPO Sputters
  5. Apple Tries to Keep Edge With New iPad
  6. No More Résumés, Say Some Firms
  7. Twinkie Maker Hostess to Close
  8. Facebook Readies IPO Filing
  9. Apple’s Secrets Revealed at Trial
  10. Investors Pummel Facebook

8 of  the top 10 relate to either 14473or apple-logo.…

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U.S. Consumer Spending Surges During Pre-Christmas Weekend

Three-day average of $119 for Dec. 21-23 tops pre-Christmas comparables

Gallup reports:

WASHINGTON, D.C. — Americans’ self-reported daily spending surged to $119 during the pre-Christmas weekend spanning Dec. 21-23, easily the highest three-day average for the holiday season and for the year.

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The JOBS Act and ineffective Government

american-jobs-actOr more specifically the Jumpstart Our Business Startups act was signed into law this past April 5, 2012 with a fair amount of fanfare.

This law is a bit of a misnomer in that it is not about jobs per se rather intended to encourage funding of United States small businesses by easing various securities regulations (granted there is often a direct relationship between jobs creation and available funding).…

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