Tag: credit

Equifax breach and ways to protect yourself

Most people have heard about the Equifax breach, but how do you protect yourself. Below are two things I will be doing: Freezing my credit To prevent someone from opening credit cards in your name, place a credit freeze on your account. When you freeze your credit, you (or anyone acting as you) will be… Read more »

The 5 Cs of Credit: Successfully Obtaining a Business Loan

All business owners know that Cash is the life-blood of their business.  Maintaining a good relationship with their banker and a healthy Line-of-Credit is vital.  Many business owners ask, “What will the bank look for to loan my business money?”  Most bankers look at “The 5 C’s of Credit” which are: • Character • Cash… Read more »

Credit Card Processing Fees and the fine print ~ Part 3

In Part 3 of Paul Downs small business blog on “You’re the Boss” – The Big Banks Come Knocking.   My Search for a Credit Card Processor, Part 3 By PAUL DOWNS   In [Paul’s previous post], I wrote about my decision not to accept the credit card processing offer I had received from Emerald World. That left me… Read more »

Credit Card Processing Fees and the fine print ~ Part 2

In Part 2 of Paul Downs small business blog on “You’re the Boss” – Reserve Accounts and how they can hold up your receipts.   My Search for a Credit Card Processor, Part 2 By PAUL DOWNS   At the conclusion of [Paul’s previous post] I had just applied for cheaper credit card processing from Emerald World, and I… Read more »

Credit Card Processing Fees and the fine print ~ Part 1

Among the many blogs I follow is  “You’re the Boss” on the New York Times. One of the contributors on that blog is Paul Downs, who is the owner/CEO of Paul Downs Cabinetmakers in eastern Pennsylvania (for some reason I’m unable to link to his site but if you’re looking for quality woodworking I encourage you to look him up),… Read more »